Most employers are required by law to carry workers' compensation insurance for employee's accidents, injuries or occupational illnesses. Workers' compensation insurance coverage provides wage loss benefits and pays reasonable and necessary medical expenses incurred due to work related injuries. A covered injury can arise from a specific event, such as a fall, or other injury or by the constant and repetitive stresses and activities required by a job. The most common injuries on the job are:

  • Sprains and Strains
  • Bruises and Contusions
  • Cuts and Lacerations
  • Fractures and Joint Injuries
  • Heart Burns
  • Carpal Tunnel Syndrome
  • Chemical Burns
  • Amputations
  • Back and Spinal Injuries
  • Brain Injuries
  • Death

Workers sometimes encounter toxic substance and chemicals in their work environment, which can lead to serious illnesses and diseases. Common workplace illnesses are mesothelioma, asbestosis, emphysema and occupation asthma. A pre-existing health condition that is not work-related to but that is aggravated by a job injury may also be covered. In addition, specific loss benefits can also be payable for specific loss of the use of certain parts of the body and for scarring.

Disputes with workers' compensation insurance companies are not uncommon, and some injured workers are unfairly denied the money they need to support themselves and their families. If you have been injured on the job, it's very important to report the incident as soon as possible. The law requires that you tell your employer about the injury within 21 days of its occurrence. Your employer is then responsible to notify its workers' compensation insurance company about your injury.

Workers' Compensation Consultations

Consultations regarding workers' compensation claims filed to obtain wage loss and medical payment benefits payable as a result of a work related injury under the Pennsylvania Workers' Compensation Act.